CeMAP 2 mock exams & practice papers
What used to be CeMAP 2 is now MRT1 and MRT2 — mortgage law and the application process in one paper, products and everything after completion in the other.
What CeMAP 2 is called now
The old CeMAP 2 bundled several mortgage modules together. From September 2025 the content sits in two assessments. MRT1 (Mortgage Law, Practice & Application) is the biggest paper on the qualification at 50 questions in 60 minutes, covering property law, ownership, the buying process, borrower types, schemes, affordability, valuations and Stamp Duty — and it carries most of the syllabus's calculations. MRT2 (Mortgage Products & Post-Completion) covers repayment methods, product types and pricing, further borrowing, insurance, arrears, possession and redemption, across 40 questions in 60 minutes. Both need 70% to pass.
If you have been told to revise for CeMAP 2, that is MRT1 and MRT2 — and MRT1 is the one most people underestimate.
MRT1 — Mortgage Law, Practice & Application
The biggest paper: 50 questions covering property law, the house-buying process and everything up to a mortgage offer. It merged the old law and applications units, so pacing matters as much as knowledge — and it carries most of the syllabus's calculations, from LTV to Stamp Duty.
MRT2 — Mortgage Products & Post-Completion
Everything from the product menu to what happens after the money moves: repayment methods, product types and pricing, then further borrowing, insurance, arrears and repossession. Expect product-feature questions with subtly wrong distractors, plus calculations on ERCs, offsets and fee-versus-rate comparisons.
Practise CeMAP 2 properly
10 timed mocks in the real exam formats with real pass marks, and an explanation on every question. FRE1 Paper 1 is free in full; every other paper has a free 5-question preview.