After CeMAP
CeRER mock exams & practice papers
CeRER — the Certificate in Regulated Equity Release — is the usual next qualification after CeMAP if you want to advise on lifetime mortgages and home reversion. If you already hold CeMAP (or an equivalent Level 3 mortgage qualification) you sit two extra units: FOER and EQRS. The papers below copy those exams.
- FOER
- 50 Qspass 35/50
- EQRS
- 3 casespass 21/30
- Registration
- £275
Both units need 70% independently. Check Walbrook for the current registration figure.
50 questions, every answer explained, no sign-up.
How the exam actually works
Walbrook assesses you at the end of each unit, online through Brightspace with remote invigilation — sit whenever you choose, inside a 12-month registration. FOER is 50 standalone multiple-choice questions in one hour, pass 35/50. EQRS is three case studies of ten linked questions, 30 marks in one hour, pass 21/30. Both need 70% independently; a strong EQRS score does not rescue a failed FOER. Registration is £275 for the full two-unit qualification, including materials and first exam entry for both FOER and EQRS (check Walbrook for the current figure). A resit fee applies per unit you fail.
Read the full spec in What is CeRER? The equity-release qualification after CeMAP.
Choose a paper
Unlock every paper →FOER — Fundamentals of Equity Release
50 standalone questions · papers run easier → harderUnit guide →The knowledge paper of CeRER: 50 standalone questions in 60 minutes, 35/50 to pass. It tests whether you know what equity release is, how lifetime mortgages and home reversion plans actually work, who the Equity Release Council is, and how benefits, tax and later-life circumstances change the picture — before EQRS asks you to apply it to a client.
EQRS — Equity Release Solutions
3 case studies × 10 linked questions · papers run easier → harderUnit guide →The application paper of CeRER: three client case studies, ten linked questions each, 30 marks in 60 minutes, 21/30 to pass. It does not add much new content. It tests whether you can pick a suitable later-life solution for this household — including when the right answer is not to release equity at all.
Practise CeRER properly
10 timed mocks in the real exam formats with real pass marks, and an explanation on every question. FOER Paper 1 is free in full; every other paper has a free 5-question preview. Unlock FOER or EQRS alone for £9.99, or take lifetime access — CeMAP and CeRER — for £29.99.