CeMAP Practice Papers

CeMAP study guides

Free, practical guides — no fluff, written for the current 2025/26 syllabus.

How to pass FRE2: Consumer Duty, conduct and ethics technique

FRE2 rewards judgement under Consumer Duty, SM&CR and ethics scenarios. The frameworks to memorise, the timing plan for the case studies, and the traps that catch otherwise solid candidates.

How to pass MRT2: products, ERCs and post-completion technique

MRT2 is the product and post-completion unit — 40 questions in 60 minutes. How to learn product one-liners, work fee-vs-rate and ERC comparisons, and avoid the arrears traps that cost otherwise prepared candidates.

CeMAP changed in September 2025 — here's the new exam structure

The current CeMAP units (FRE1, FRE2, MRT1, MRT2 and ASEW/ASSC) explained: formats, pass marks, what happened to the old units, and what it means if your study materials are older.

How to pass CeMAP 3: case-study technique for the ASEW/ASSC exam

CeMAP 3 tests judgement, not recall. The reading technique, timing plan and classic traps for the six-case-study Assessment of Mortgage Advice Knowledge (ASEW in England & Wales, ASSC in Scotland).

Failed a CeMAP unit? The smart way to prepare for a resit

A resit costs £120 and some nerve. How to diagnose what went wrong, target your weak areas, and go back in confident — without re-buying a whole course.

Is CeMAP hard? An honest look at the difficulty

How hard CeMAP really is: the 70% pass mark maths, what makes each unit difficult, how it compares to A-levels, and the preparation that actually moves the needle.

How long does CeMAP take? Realistic study timelines

Realistic CeMAP timelines: study hours per module, fast-track vs studying around a full-time job, the 18-month registration window, and why the deadline is now entirely yours to set.

CeMAP 1 vs CeMAP 2 vs CeMAP 3: what each module involves

How the traditional CeMAP 1, 2 and 3 modules map onto the current units (FRE1, FRE2, MRT1, MRT2 and ASEW/ASSC), what each exam involves, which is hardest, and what order to take them.

Can you self-study CeMAP?

Yes, you can self-study CeMAP. What it costs compared with a course, who self-study suits, what self-studiers typically lack, and how to plug the gaps.

What jobs can you do after CeMAP?

The careers CeMAP opens up: mortgage adviser roles in banks, estate agencies and brokerages, what CAS means, self-employment, and where the qualification leads next.

Is CeMAP still on Pearson VUE? What changed in January 2026

No — Pearson VUE delivery of CeMAP ended on 12 January 2026. Exams are now sat online through Brightspace under remote invigilation, with no test centre and no booking.

CeMAP exam day: what to expect from a remote-invigilated sitting

What actually happens when you sit CeMAP online through Brightspace: remote invigilation, room and ID checks, the on-screen calculator, no scrap paper, dropped connections, and the per-unit formats.