CeMAP Practice Papers

Matches the live 2025/26 exam

CeMAP mock exams and practice papers for the 2025/26 syllabus

CeMAP changed in September 2025. Most practice papers didn't.

28 timed mocks across all five units — FRE1, FRE2, MRT1, MRT2 and the CeMAP 3 synoptic paper (ASEW in England and Wales, ASSC in Scotland) — in the true exam formats, with the real 70% pass marks and an explanation on every question.

After you sit a paper, a Smart Paper focuses on where you still need help.

FRE1 Paper 1

58:41

Question 1 of 40 · 60 min · pass 28/40

Free — full paper

Which of the following correctly states the FCA's single strategic objective?

  • ATo protect and enhance the stability of the UK financial system
  • BTo ensure that relevant markets function well
  • CTo secure an appropriate degree of protection for consumers
  • DTo promote effective competition in the interests of consumers

Official exam fees vs this site

Walbrook exam
£735
Official resit
£120 / unit
This site, once
£29.99

No subscription. Full free papers for CeMAP 1, 2 and 3, so you can judge the quality before you pay a penny.

28
timed mock papers
1,330
exam-style questions
5
units — the full 2025/26 syllabus
100%
of answers explained

What changed in CeMAP in 2025?

From 30 September 2025, CeMAP is studied and examined unit by unit rather than module by module. There are still three modules — but Module 1 was replaced, and Modules 1 and 2 are now sat as separate one-hour exams.

  • Module 1 changed from UKFR to FSRE, sat as FRE1 + FRE2 (25 questions plus 3 case studies each).
  • Module 2 (MORT) is now MRT1 (50 questions) + MRT2 (40 questions) instead of one four-unit paper.
  • Module 3 is unchanged in shape — 6 case studies, 10 questions each — now coded ASEW (England & Wales) or ASSC (Scotland).
  • Pass mark stays 70% on every unit.
  • New-version exams are sat online through Brightspace with remote invigilation, not at a Pearson VUE test centre.
  • 29 September 2025 was the last day to register on the old version; old-format exams ended 12 January 2026.

The full 2025/26 syllabus changes explained →

See the gaps after one free paper

FRE1 Paper 1 is free in full. Submit it and this fills in from your own answers — a readiness score and the topics that are still weak. Try FRE1 free — full paper

£27,000 to £70,000
UK mortgage adviser, starter to experienced

CeMAP is the qualification that lets you give regulated mortgage advice in the UK — and passing it is what opens that range. Be sceptical of any single average figure: most roles pay a basic salary plus commission, so advertised figures often quote on-target earnings rather than guaranteed pay. National Careers Service, checked August 2026. What the jobs actually look like →

FRE2 — Skills, Principles & Ethical Behaviours

25 standalone questions + 3 case studies × 5 linked questions · papers run easier → harderUnit guide →

After CeMAP

CeRER mocks — FOER & EQRS

Included with lifetime access. FOER Paper 1 is free to try.

CeRER papers

How it works

1

Try it free

Sit FRE1 Paper 1, MRT1 Paper 1 or CeMAP 3 Paper 1 in full, free — no sign-up. Every other paper has a free 5-question preview.

2

Sit timed mocks

Real exam formats, timing and 70% pass marks. Papers ramp from Easier to Harder within each unit.

3

Learn from every answer

An explanation on every question, plus method hints on the calculations — not just a score.

4

Track your progress

See which units are exam-ready and which need another pass before you book.

£29.99 once. Cheaper than one resit.

One payment unlocks all 28 CeMAP papers, plus the 10 CeRER papers, for good — no subscription, no renewal. Resitting a single unit? A £9.99 single-unit option is available too. Not sure yet? FRE1 Paper 1, MRT1 Paper 1 and CeMAP 3 Paper 1 are free in full, and every other paper has a free 5-question preview.

Unlock everything — £29.99

Free revision tools

No purchase needed

The 2025/26 exam structure

CeMAP now has five assessments: FRE1 and FRE2 (25 standalone questions plus 3 case studies of 5 linked questions — 40 marks each), MRT1 (50 standalone questions), MRT2 (40 standalone questions) and the CeMAP 3 synoptic paper — ASEW in England and Wales, ASSC in Scotland — (6 case studies × 10 questions). Every unit needs 70% to pass. Our papers copy the live format, timing and pass marks exactly, and are pitched slightly harder than the real thing.

Looking for CeMAP past papers and test papers? The LIBF doesn't publish its live exam papers — that page explains what to use instead, and indexes all 28 mocks in one place.

Sitting a specific module?

CeMAP Practice Papers — mocks that match the 2026 exam